Identifying Financial Abusers and Their Tactics – Gambling Addiction Signs

Early in our marriage, my bedmate and I formed cooperatively on allotment and saving. We came to an compassionate that neither of us would accomplish any above purchases until we discussed them and agreed aloft them. But as the years passed, something confused – and not in a acceptable way.

When acclimation our checkbook around every month, I would ascertain cogent banknote withdrawals that my bedmate had made, but with annihilation actual to appearance for them. If asked area the money was going, he would reply, “Good things. All acceptable things.”

On abounding evenings, as I paid the bills and approved to annual the little that remained, I had to will myself not to cry. My bedmate would airing by me sitting there, pat me on the acquire and say patronizingly, “You’ll bulk it out.” And, yes, I consistently activate a way to accomplish ends meet, but barely. I acquire he knew I would, which abandoned embodied his added spend-aholic ways.

Then there were the times afterwards in our alliance if I activate ample sums of money buried abroad in a drawer or the linen closet. If confronted, he would say that that was his money, conceivably from a account he said he had acclimatized at work. Not abandoned did I not acquire him, but it didn’t bulk to me area the money came from if our domiciliary had accepted needs. I reminded him that he had a wife and accouchement who should be a priority, but he usually absolved me and affirmed that he had added important things in apperception – like affairs a new shotgun or extenuative for a new set of conga drums. Ages afterwards ages money connected to mysteriously abandon from our coffer account.

After the divorce, it became credible that at atomic a allocation of those funds had been spent at bounded band clubs. But even that couldn’t annual for one-tenth of the banking – and affecting – accident the man had done to me and our children.

Recognizing that the abuser’s admiration for ability and ascendancy are at the bulk of the calumniating relationship, it should arise as no abruptness that affairs will acceptable be impacted as well.

No bulk how careful and forbearing the abuser’s* apron may be, she may be faced with the aching compassionate that her mate’s needs and desires tend to be of greater acceptation than those of his wife and children. It is addition aspect of the activating that we as hyper-responsible victims attack to acumen away, aggravating to acquire that the man has acceptable intentions and just needs to be educated, as it were, on acceptable banking administration and responsibility. We acquire that by ambience a acceptable archetype we will ultimately abet our apron to acquire a added counterbalanced banking approach.

Unfortunately, however, the primary attempt that administer the abuser’s anticipation action with absorption to affairs acquire to be these:

  • Money is addition anatomy of ability he intends to advance for his own benefit.
  • He doesn’t affliction how his budgetary decisions affect anyone else.

Let’s attending at some of the basal attempt and practices aural the corruption dynamic.

The Clamorous Narcissist

From my experience, I am absorbed that many, if not most, abusers are narcissists. Narcissists are consistently searching for bang from anyone or something – a antecedent of supply, so admission to money is basal to augment his abutting blank addiction. The contented afterglow he assumes afterwards purchasing some new toy or advancing a new amusement or actual antecedent of amusement he believes will accomplish him blessed apprenticed wears off. So he acquire to consistently accompany new relationships, adrenaline-inducing adventures or actual backing in his arrogant accomplishment to ample the bottomless pit in his heart. Unfortunately, from my experience, there is annihilation and no bulk of money that can anytime annex what is all-important to ample that pit (other than God). This aswell agency that he acquire to do aggregate in his ability to accroach how the majority of funds are spent so as to ensure that he gets what he wants afore the money is spent on something or anyone else. It is that important to him. Not all abusers are this extreme; nevertheless, this activating is important to understand.


When it comes to employment, there are several scenarios that are common, and every one of them is impacted by the abuser’s admiration for ability and control. And of course, there are endless variables that may arise into play.

The Owner: This guy brings home a ample assets and provides his wife with every nicety. But he is not a nice guy. This man’s wife may call him as “difficult” or conceivably “high-maintenance,” which is about her cipher chat for “abusive.” Although she wears a beauteous design alliance ring, drives a nice new car and lives in a admirable home, she is not happy.

He imposes banned aloft her freedom, has astringent expectations about how his domiciliary should be managed, and endeavors to ascendancy her relationships while authoritative abiding that, if appropriate, she presents a anxiously crafted angel of accomplishment for ancestors and any guests. Should she cartel to address him to be kinder adjoin her, he will admonish her of all of the actual comforts she enjoys as a aftereffect of his harder plan and generosity. The owner’s wife wonders if she is accepting careless if she acknowledges that she fears her bedmate rather than respects him. She is about his possession, and she knows that, if she leaves, others may appearance her as petty and unappreciative. Not even abundant actual allowances can atone for a activity lived with an abuser.

The Ascendancy Freak: In cases area the abuser is the sole provider, the ascendancy aberration abnormally believes he has a all-powerful appropriate to adjudge how all assets are spent, and the lion’s allotment will be claimed by him. He may put his wife on a apprenticed budget. Any funds above that are carefully accountable to his priorities. If she is afflicted to abase for his favor, that abandoned assures him of his power. Groveling will not necessarily abet him to be added financially gracious, and he may abode altitude and banned on any expenditures to which he consents.

In cases area both ally work, the abuser will advance his role as “the man of the house” and acquire a all-powerful appropriate to adjudge how the majority of the money is spent. Again, if there is something he wants or needs, that takes precedence, even if it agency that basal aliment are sacrificed, including the children’s needs for new clothes, shoes, aliment or academy supplies.

The User: Finally, there are those situations area the abuser prefers to acquiesce his apron to abutment him. In abounding cases, although the abuser is for all intents and purposes employable, he seems clumsy to acquisition or authority a job. He may aberrate in and out of assorted professions abandoned to lose absorption or end up accepting laid off, conceivably due to a poor plan belief although he will accuse of “poor management” or allude that the humans he formed with were “out to get him.” Some abusers acquire college apprenticeship as their escape of best and ability dabble in several majors afore chief that annihilation appeals to them.

Over time, these abusers abound acclimatized to accepting financially accurate and rationalize the allowances of actual home, whether to advance the domiciliary or yield affliction of kids. This book may be altogether applicable if you’re ambidextrous with a advantageous person, but the calumniating personality is still primarily anxious about his own well-being, and it shows. For him, this bearings isn’t about confined but receiving.

This blazon appreciates the abandon that comes from not working, as it allows him to accomplish his own agenda and priorities while acceptance his wife to pay his way. But he aswell makes it bright to his victim that, should she adjudge to annulment him, he will accomplish abiding she compensates him for all of the “sacrifices” he has made.

All of these situations are under-girded by an alms mentality whereby the abuser believes he has the appropriate to adjudge what he will do and if afterwards any ascribe from his victim who is artlessly accepted to board whatever he decides. She will learn, acceptable with no baby admeasurement of discomfort, that she has about no articulation in these matters. You can bet he will consistently be able to rationalize his while victim feels powerless, taken for accepted and financially insecure.

It is aswell not aberrant for an abuser to corruption to abdicate his job or attending for agency to get paid beneath the table should his wife adjudge to annulment him so that she will be larboard disturbing for able banking support, or she may acquisition herself acknowledging him for some time afterwards the divorce.

All of these scenarios are indicators that the abuser loves his money added than his helpmate and will apply it as a weapon if necessary.

Hiding Assets

Many victims address their suspicions that their abusers acquire abstruse accounts, hidden banknote or unaccounted-for expenses. The abuser’s absorbed is, already again, to accomplish abiding that his needs are taken affliction of aboriginal and foremost, no bulk the accident or bulk to others in the household. Some victims feel that their abusers are even advancing for the achievability of break or annulment and acquire set abreast a abstruse bribery armamentarium for themselves while depriving their spouses of assets that ability facilitate their escape.

Unnecessary or Extravagant Spending

Some banking abusers occasionally admission home with cher or accidental items. These spur-of-the-moment purchases augment the beast’s clamorous appetence for stuff, but these decisions are rarely, if ever, discussed advanced with his spouse. If he shows up with a brand-new, big-screen television and his wife is beneath than captivated about the bulk of money spent (and the television they acquire works just fine), he will accuse that she is a bitter, egocentric woman and a killjoy for not all-embracing his egoistic admeasurement of generosity. He will assert he “bought it for the family,” if the accuracy is that he bought it for himself.

He may aswell become a big spender if he is accepting accompany over or affair anyone he wants to impress. Wanting to arise the above host, he may bounce for T-bones for the barbecue, and apprehend his helpmate to put calm all the constituent for an absorbing spread. Should his helpmate object, he will acceptable acquaint her to lighten up and adore life, while the acerbity she carries from activity like a assistant and a third-class aborigine abandoned grows.


Beyond spending banking assets on big-ticket or accidental items, abounding abusers are aswell acceptable at incurring debt if the befalling presents itself. Debt serves three purposes: 1) it makes it accessible for him to acquire what he wants anon and adjourn to his wife as to how to pay for it later; 2) his affirmation on accessible funds agency his helpmate can’t absorb them on added things, and 3) debt keeps his victim financially apprenticed to him. Community acreage laws about accomplish both parties appropriately amenable for debt obligations, which can accomplish it financially difficult for a victim to become independent. The abuser ability able-bodied accomplish assertive she knows that.

Putting Acreage in His Name

Oftentimes, abusers attending for agency to affirmation acreage as their sole possession. This is area the aberration amid debt and disinterestedness acquire to be examined. An abuser will may like the abstraction of saddling his victim with his debt while befitting assets with disinterestedness in his name alone. It is not altogether difficult to see whose interests he is protecting.

Assuming Ascendancy of an Inheritance

When an abuser’s victim receives an inheritance, oftentimes an abuser will either 1) appeal that she expend them on his self-declared banking emergencies or 2) attending for agency to admission admission to those funds. Already that is accomplished, he will carry off or absorb the money for his own well-being, ambuscade or hoarding. Abounding an corruption victim who wants to prove to her abuser that she is accommodating to assurance him may end up accepting defrauded of an absolute bequest that ability acquire helped her to abstracted from her abuser and activate a new life, not to acknowledgment the actuality that the money was advised for her use.


Stealing may acquire extreme, but if an abuser is accommodating to abjure and abundance funds advised for the domiciliary or annex his wife’s inheritance, why wouldn’t he aswell be accommodating to yield advantage of strangers? Abounding abusers are awful able and may attending for agency to abstract funds or accroach artefact from their administration or appoint in any amount of adumbral affairs if they are assured they can get abroad with it. Some women acquire even aggregate that they doubtable their abusers of burglary adornment or added backing and affairs them off. This is not a botheration for the abuser because his charge to annex whatever he wants is consistently added important than how his accomplishments affect added people. Burglary brings with it the added adventure of accepting abroad with something. Gambling may aswell abatement into this category.

Questions account asking:

  • Does it acquire that he loves his backing and/or his ability added than you?
  • Do you feel mostly blank with absorption to conjugal banking decisions?
  • Does he accomplish you amenable for his poor banking choices or debt or abbreviate their impact?
  • Do you feel affronted of his connected efforts to put his needs first?
  • Are you balked by his blowhard focus as to if or whether he works based on his moods or preferences?
  • Does he apathy your efforts to altercate issues accompanying to your finances?
  • Do you feel like you acquire to abase to get him to accommodated some of your basal domiciliary or claimed needs?
  • Does he accomplish abrupt purchases?
  • Do you feel like you acquire to pay abutting absorption to your affairs and debt load?
  • Do you disbelief him with money?
  • Does he abjure the banking abuse he is causing?

If some or all of your answers announce that your accord is accepting abnormally afflicted by some austere banking issues, again you ability wish to accede whether accepted domiciliary needs are the antecedence – or he is.

What Can A Victim Do to Assure Herself?

Create abstracted coffer and acclaim agenda accounts.

  • Accomplish abiding that both of your names are on appellation abstracts associated with acreage with disinterestedness or, if the acreage is castigation alone, accomplish abiding your name abandoned is on the title.
  • Assert aloft a applicable annual based on ancestors priorities and appeal that he account it.
  • Refuse to accommodate him admission to affiliated funds.
  • Attending for affirmation of any hidden banknote or coffer accounts and accost them.
  • Refuse to co-sign any new loans, refinance or acclaim applications.
  • Accede affair with a ancestors law advocate to analysis acknowledged options to assure yourself financially.

While these suggestions may advice to bigger assure your banking interests, they don’t do annihilation to acquire abiding change in your abuser’s blowhard heart. Conjugal relationships acquire to be ashore in trust. If your apron is either financially capricious or power-hungry, again you may charge to acquire a austere chat focused on austere change and/or austere consequences.

Some would say that we acquire to be accommodating to acquire our spouse’s weaknesses, as in, “… for bigger or worse, for richer or poorer… ” Such a appearance is a agee of the truth. These vows should be adumbrative of the two alive as one, appetite calm to accouterment whatever aggravating affairs arise adjoin them from the alfresco world. These vows should never absolve one alliance accomplice selfishly alveolate adjoin the other. As far as your apron is concerned, you should never feel like you acquire to watch your back.

The banking abuser who refuses to abutment a annual that best serves the needs of anybody in the domiciliary leaves those who are depending aloft him materially unprotected. Conversely, the one who loves his ancestors will be a protector, one who will do whatever he can to ensure that every ancestors member’s needs are met – even afore his own. That’s what conjugal and affectionate adulation looks like.

“… But if anyone does not accommodate for his own, and abnormally for those of his household, he has denied the acceptance and is worse than an unbeliever.” I Timothy 5:8

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*Although abusers can be of either gender, the cutting majority of abusers are male; therefore, for the account of artlessness the abuser is referred to in the masculine.